BY AND FOR APWU MEMBERS, RETIREE'S  & THEIR SPOUSES  

The non-profit Accident Benefit Association organized by Railway Postal workers in 1891 and (re)incorporated in 1898 to make payment of benefits to members and their beneficiaries in case of temporary disability, dismemberment (or death) resulting directly from a covered accident; independent & exclusive of other causes.

PLAN INFORMATION

The ADVANTAGE PLAN pays $24.00 each day and the VALUE PLAN pays $12.00 each day for disability from a covered accident for up to one year. The above daily rates begin on the first day of disability and ends the day you return to work (any type duty) or date doctor releases you for work, whichever date occurs first. (Retirees are eligible for benefits if medical documentation is provided verifying the retiree is unable to perform normal activities or until date of release from doctor). Benefits are subject to the exceptions and reductions provisions listed in the Summary Plan Description (SPD).   Please read the Special Plan Description  &  utilize the new Claim Form.

REMEMBER:  INFORMATION IS THE KEY TO RESOLVING CLAIMS

Our Second Century Of Benefits! James D. McCarthy National Director   Michael B. Ganino, Jr. Assistant National Director   John E. Durben President   Jenny Lynn Gust Vice President 1891 2010

Post Office Box 120, Rochester, NH  03866

1 603 330 0282 (Phone) ***1 603 330 0285 (Fax)